Empowering businesses to grow.
School Builder loans and business financing for APBET school proprietors — classrooms, buses, equipment and working capital at affordable reducing-balance rates.
A Sacco built by schools, for schools.
UASA Sacco was created by the Unified APBET Schools Association-Kenya (UASA-KENYA) — the association of low-cost private school proprietors, commonly known as APBET schools, across the Republic of Kenya. We exist to serve the entire school ecosystem.
"Hello! Hello! Hapa naja: Mwandani wako kwa mafanikio!"
School Directors
School Builder loans for classrooms, buses and expansion.
Teachers & Staff
Salary advances, personal and emergency loans.
Parents & Learners
Educash school fees loans keep children in class.
The Whole Ecosystem
Dividends, savings and loans up to 3× your deposits.
Business Development Loan
Grow your business — expand premises, buy stock, hire staff.
- Maximum
- Up to Ksh 5M
- Tenure
- Up to 36 months
LPO / LSO Financing
Fulfill local purchase orders without tying up your capital.
- Maximum
- Up to 80% of LPO
- Tenure
- Up to 12 months
Working Capital Loan
Bridge cashflow gaps and seize seasonal opportunities.
- Maximum
- Up to Ksh 2M
- Tenure
- Up to 12 months
What you'll need.
- Registered business (1+ years operation)
- Active UASA Sacco membership
- 6 months bank statements
- Valid KRA PIN & business permit
- Two guarantors (for unsecured portion)