Salaried Members
Tailored solutions for employed Kenyans.
Save consistently through checkoff deductions and unlock loans worth up to 3× your savings.
Member Benefits
Why salaried professionals choose UASA.
- Up to 3× your deposits in development loans
- Same-day emergency loan processing
- Convenient checkoff salary deductions
- Competitive 10–13% interest rates
- Free Visa ATM card via Co-op Bank
- Dividends on share capital (12–15%)
Loan Eligibility Calculator
See what you qualify for.
Ksh 50,000
Estimated maximum loan
Ksh 1,188,000
Based on 3× projected deposits after 12 months of saving 66% of salary capacity. Actual amounts depend on tenure and deposits.
Checkoff System
Save and repay — straight from your payslip.
Once your employer signs the checkoff agreement, your monthly contributions and loan repayments are deducted automatically before salary hits your account. No missed payments, no manual transfers.
Automatic
Zero effort needed
Transparent
Shown on payslip
- 1Fill the membership form
- 2Submit employer letter & checkoff form
- 3HR begins monthly deductions
- 4Apply for loan after 3 months saving