
Your Partner in Prosperity.
Save. Invest. Grow. — UASA Sacco empowers you to achieve financial freedom with trusted co-operative financial services.
Built for the way modern Kenyans grow wealth.
Low Interest Rates
Competitive rates that put more money back in your pocket.
Fast Loan Processing
Same-day approval on emergency loans. No lengthy waits.
Digital Banking
Mobile app, USSD *886#, WhatsApp & web portal — anytime.
Deposit-Based Loans
Borrow up to 3× your deposits with flexible terms.
Tailored for every kind of dreamer.
Salaried Members
Checkoff deductions, instant loans, and tailored savings plans for employed Kenyans.
SMEs
LPO financing, working capital and business development loans built for growth.
Chamas & Groups
Group savings, joint loans and investment products for collective prosperity.
Become a member in three simple steps.
All you need is your ID and a phone with M-Pesa. Membership activates the same day.
Fill Membership Form
Download or pick from any branch.
Submit ID & Photo
Provide your ID copy and passport photo.
Pay Initial Shares
Via M-Pesa Paybill 522533 — instant activation.
Real stories. Real prosperity.
"Got my emergency loan in 24 hours when I needed it most. The team genuinely cares."
"LPO financing helped me deliver a Ksh 2M contract. UASA is a true business partner."
"Our group earned solid dividends and our savings grew steadily year after year."
Stories, tips & updates from UASA.
How John Built His Hardware Empire
UASA Sacco Posts Record Dividends
Start building the life you want — today.
Join 18,500+ Kenyans growing their wealth with UASA.