UASA SaccoPartner in Prosperity
SASRA Regulated · Trusted since inception

Your Partner in Prosperity.

Save. Invest. Grow. — UASA Sacco empowers you to achieve financial freedom with trusted co-operative financial services.

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Years of Experience
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Products & Services
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Active Members
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Loans Issued (Ksh)
Why UASA

Built for the way modern Kenyans grow wealth.

Low Interest Rates

Competitive rates that put more money back in your pocket.

Fast Loan Processing

Same-day approval on emergency loans. No lengthy waits.

Digital Banking

Mobile app, USSD *886#, WhatsApp & web portal — anytime.

Deposit-Based Loans

Borrow up to 3× your deposits with flexible terms.

Who We Serve

Tailored for every kind of dreamer.

Salaried Members

Checkoff deductions, instant loans, and tailored savings plans for employed Kenyans.

SMEs

LPO financing, working capital and business development loans built for growth.

Chamas & Groups

Group savings, joint loans and investment products for collective prosperity.

How to Join

Become a member in three simple steps.

All you need is your ID and a phone with M-Pesa. Membership activates the same day.

Start your application
01

Fill Membership Form

Download or pick from any branch.

02

Submit ID & Photo

Provide your ID copy and passport photo.

03

Pay Initial Shares

Via M-Pesa Paybill 522533 — instant activation.

Trusted by 18,500+ members

Real stories. Real prosperity.

"Got my emergency loan in 24 hours when I needed it most. The team genuinely cares."

Mary Wanjiru
Teacher, Nakuru

"LPO financing helped me deliver a Ksh 2M contract. UASA is a true business partner."

James Otieno
SME Owner

"Our group earned solid dividends and our savings grew steadily year after year."

Grace Mwende
Chama Treasurer
Latest News

Stories, tips & updates from UASA.

View all articles
Financial Tips
Jun 1, 2026

5 Smart Ways to Save in 2025

Read more
Member Story
May 22, 2026

How John Built His Hardware Empire

Read more
News
May 10, 2026

UASA Sacco Posts Record Dividends

Read more

Start building the life you want — today.

Join 18,500+ Kenyans growing their wealth with UASA.